Conditions of Use
1. General
1.1. Please visit 財智 貝思 (the "Website")
Our email info@caizhi-beisi.com
1.2. This website provides information about third-party platforms (“Third-Party Platforms”) for trading (the “Services”)
1.3. These Terms govern Your (“You,” “Your,” or “User”) access to the Website and Services. Please read them carefully before accessing the Services. They constitute a legally binding agreement between You and the Website owner. You must accept these Terms in full to use the Website. These Terms may be amended from time to time.
These terms incorporate our privacy policy. By accepting these terms, you agree to our privacy policy. (You can view the full privacy policy here).
2. Eligibility
2.1. Provided you comply with these terms and conditions, the website will be accessible to you.
2.1.1. Minimum age: 18 years
2.1.2. You may agree to these terms and conditions.
2.1.3. The laws in your country of residence or where you use the services do not in any way prevent you from accessing the website or any of its services.
2.2. We make no guarantees, representations, or warranties regarding the legality or use of the services or website for any individual. We are not responsible for any unlawful use of the website or its services by any user.
3. Regions with Restricted Access
3.1. Without limiting the foregoing, we reserve the right to restrict access to the Services and/or Website (or any portion thereof) to: (i) users who reside in restricted areas (the “Restricted Territories”); and (ii) users we believe may pose a regulatory, legal, or reputational risk.
3.2. We may impose additional terms before accepting users who are citizens of or residents of certain countries. If users travel to restricted regions, the Website or the Services may be temporarily unavailable or blocked.
4. Prohibited activities
4.1. You agree to use the Site and Services respectfully and to refrain from:
4.1.1. You may access our website and use it to download, upload, share, and publish content, as well as to transmit or send: (a) information or other material that infringes intellectual property, privacy, property, or any other rights; (b) content that is prohibited from publication or distribution due to threats, injuries, insults, defamation, slander, or racism; (c) viruses or other software that could harm our computer systems or those of third parties, or that could block or restrict other users’ access to the website; (d) any information or material that violates applicable laws; (e) advertisements or other content without our prior written consent.
4.1.2. Do not alter or remove any proprietary attributions, legal notices, labels, or designations associated with this website.
4.1.3. Access to the services may be obtained through any interface other than the website.
4.1.4. Do not interfere with other users' access to or use of the website and its services
4.1.5. Bots and other automated methods are employed to access the site and/or its services.
4.1.6. You may not upload, transmit, or attempt to upload any content that actively or passively collects or transmits data—such as web bugs, cookies, or spyware—without our express permission.
4.1.7. Engage in framing, mirroring, or any other technique to replicate the appearance or functionality of the services.
4.1.8. You may not violate any applicable laws or regulations, or encourage any illegal activities such as trademark infringement, copyright infringement, defamation, privacy breaches, identity hacking, or distribution of counterfeit software;
4.1.9. You may modify or alter the website’s source code. You may also upload applications or software that may damage the site or other users.
4.1.10. You may not disassemble, decompile, or reverse-engineer any technology or software available on the website or used to deliver the services.
4.2. The terms of this agreement supplement any rights we may hold. If we believe your use of the site violates these terms or any applicable laws, we may monitor your activity, block access to the site or its services, disclose your behavior patterns to third parties, or take any other measures necessary to protect third-party rights and property.
5. Intellectual Property Rights
5.1. The website’s content, including video-related elements such as text, images, logos, sounds, designs, trademarks, and other materials, is protected by our and third-party intellectual property rights.
5.2. All rights, titles, and interests in and to the services and the website belong to us. Except for the limited right to use the services and the website in accordance with these conditions, the user's use of the services and the website does not confer any intellectual property rights.
5.3. The Website and/or the Services may be accessed by users solely for personal, non-commercial purposes.
5.4. You shall not permit anyone to modify, reverse engineer, decompile, copy, or create derivative works of the services or website, including through sublicensing or rental.
6. Limitations on Liability
6.1. You are solely responsible for your use of the Website and Services. We provide no express or implied warranties concerning the Website, the Services, or your use of them, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, or usability, or warranties of accuracy, completeness, timeliness, and prompt delivery. All content and functionality available on or through the Website is offered “as is,” “as available,” and “with any consequence.”
6.2. We disclaim liability for any errors, omissions, or inaccuracies in the website’s content. We are not liable for any disruptions or interruptions of transmissions to or through the services.
6.3. We will indemnify you against any losses, direct or indirect, incurred by you or any third party arising from your use of the website or services. You are solely responsible for any decisions made based on the information provided on the website or through the services.
6.4. We are not liable for any direct, indirect, or consequential loss or damage incurred by you or any third party. This includes any loss of income or data arising from your use of the site and/or services. This limitation of liability is permitted by the applicable laws in your region.
6.5. We assume no responsibility for technical issues affecting Internet or telephone lines, computer providers, system servers, or any hardware. We are not liable for Internet usage.
7. Third-Party Content and Services
7.1. When using the services, you may view content from third parties and affiliated services, including advertisements or reviews of third-party platforms.
7.2. We are not responsible for the information or products referenced, as they may not be accurate or up-to-date at all times.
7.3. We recommend that you verify the accuracy of all information before making any decisions. You are responsible for all decisions and actions based on that information.
8. Links
8.1. The site features advertisements alongside content and offers materials through third-party websites (“links”). Please be aware of this before downloading, accessing, or relying on any information, software, or other materials from these external sites or completing any purchases or transactions we recommend. These links are provided solely for user convenience. We are not liable for any damages or losses resulting from the use of, or reliance on, any information, products, or services made available through other websites or programs.
8.2. The inclusion of hyperlinks on this website does not imply endorsement, authorization, affiliation, or any other form of approval by us in relation to the websites, their software, or administrators.
8.3. We have not reviewed every hyperlink and cannot be held responsible for the software or websites to which they refer. Before using, relying on, or purchasing any products from these sites or applications, please exercise caution. We will not be liable for any damage or loss resulting from the use of or reliance on products, information, or content accessed through external websites.
8.4. You are responsible for reviewing the terms and policies of any third-party websites. We strongly recommend that you do so before engaging with those sites.
9. Miscellaneous
We reserve the right to modify, suspend, or discontinue our services at any time, and you waive any claims against us arising from such changes.
9.2. We may modify these terms at any time. We will notify you by publishing the latest version and updating the date at the top. Any modifications will take effect within a few business days. Your continued use of the website after these revisions are released constitutes acceptance of the updated terms.
9.3. The User acknowledges and agrees that any information transmitted through the website does not establish any relationship beyond those expressly set forth in these terms.
9.4. These terms and the privacy policy, as amended from time to time, constitute the sole valid agreements between us and the user. Any other promise, declaration, or agreement—whether oral or written—that is not included in the privacy policy is not legally binding on either party.
9.5. The failure to exercise any right or power provided herein shall not be deemed a waiver of that right or power. Exercising any right or remedy, in whole or in part, does not preclude any further or additional exercise of the same or any other rights or remedies.
9.6. If any provision of these terms is declared invalid by a court of competent jurisdiction, that provision will be severed without affecting the remainder of the terms, which will continue in full force. The remaining provisions shall be applied and interpreted as though the invalid clause had never existed. All terms will thereafter be construed in accordance with their intended purpose and the court’s ruling on the excluded provision.
9.7. These terms authorize third-party partners to transfer or assign all rights and obligations. Third-party operators may manage the website and its services without limitation. You, however, may not assign or transfer your rights or obligations under these terms.