Privacy Policy

We (also referred to as "We", "Us" or "Our") are dedicated to protecting your personal data and privacy.

This Privacy Policy explains how we collect and store the information you provide through the 財智 貝思 website (the “website”).

We will defend these principles:

  • Our commitment to transparency in collecting and processing your personal information:

We want you to be able to make informed decisions about how your personal data is collected and processed. That's why we've designed this website. By employing a range of methods and procedures, we provide clear, relevant information on personal data usage.

If you require specific details, we will provide the information at the appropriate date and time.

We welcome any questions you may have and are prepared to clarify any limitations required by law. You can reach us by email at info@caizhi-beisi.com

  • Personal data will be used exclusively for the purposes outlined in this policy.

Personal Data may be processed by us for a variety of purposes, such as providing the website and connecting you with third-party trading platforms (the 'Services'); enhancing and securing the site; protecting our rights and interests; facilitating service maintenance and delivery; meeting legal or regulatory requirements; and conducting administrative and business activities to support the Services.

We also process personal data to better understand your preferences and needs.

  • To leverage essential tools that safeguard your personal data rights:

To help you exercise your rights, we have extensive resources available. Contact us at any time to request access to your personal data. We will modify or delete it, or restrict its use for specific or general purposes. We can transfer it to you or to a third party. We are committed to accommodating your requests.

  • Safeguard your personal data:

While we cannot guarantee absolute security for your personal data, we are committed to implementing a range of methods and techniques to protect it.

Our privacy and security policy is comprehensive.

1. The Scope?

This policy outlines the personal data the company collects from individuals, explains how it processes and protects that data, and details when information is shared with third parties.

This Policy pertains to information concerning an identified or identifiable natural person. An identifiable natural person is someone who can be directly recognized or distinguished through a combination of additional information we hold or can access.

The Policy defines “processing” as any action that involves collecting or using personal data. This encompasses the management, structuring, and storage of such data.

Our services are intended for general audiences and are not designed for use by individuals under the age of 18. We do not knowingly seek, collect, or process personal information from any person under 18, nor do we knowingly permit minors to use our services. If we discover any data pertaining to children, we will promptly erase it to protect privacy.

2. What personal data do we hold about you?

When you access our services, channels, or visit our website, we collect personal data. In some cases, we may ask you to provide this information. In others, we collect data by analyzing your use of our services or channels, or by obtaining information from our third-party partners.

3. You are not required to provide personal information to the company, and there are no associated consequences.

You are not obliged to provide any personal data. However, in certain circumstances, if you choose not to share it, we may be unable to offer some of our core services or users may be prevented from accessing the website.

4. What types of personal data do we collect? When you visit our website, we will gather the following personal information:

This includes details about your online activity log and traffic data, such as your IP address, access dates and times, language preferences, software crash logs, browser type, and device information. This data is not private and cannot be used to identify you.

Personal Data We Receive From You: Any personal data you voluntarily provide when connecting through Us to a third-party online trading platform.

Personal information you provide directly to third-party platforms to facilitate transactions: your full name, address, phone number, and email address.

5. Legal Basis and Rationale for Processing Personal Data

The company processes your personal data for the purposes outlined in this section and in accordance with the applicable legal basis.

The company may not process your personal data without a valid legal basis. The legal bases permitting the company to process your personal data are as follows:

  • You have consented to the processing of your personal data for one or more purposes. This applies when you submit personal information via the website so that we can transfer it to a third-party trading platform.
  • The Company or a third party may need to process data to pursue their legitimate interests. For example, this may involve improving our services or defending legal claims.
  • Processing must comply with legal requirements.

Please email us for more details on the processing needed to safeguard legitimate interests.

Below is a list of the reasons and legal grounds for which we may use the personal data you provide.

Scope
Legal basis

Provide your personal information to third parties at your request for access to digital trading

If you request it, we may ask you for personal data to forward to third-party companies.

You have consented to the processing of your personal data for one or more purposes.

To address your requests, questions, or concerns regarding our services, we require personal data.

The company’s legitimate interests or those of a third party must be processed.

To fulfill any legal, administrative, or judicial obligation, personal data is processed in accordance with legal requirements.

To comply with legal obligations, processing is necessary.

We may use personal data to enhance our services. This may include, among other things, crash or malfunction reports we collect in connection with those services.

The legitimate interests of the company or those of a third party must be processed.

Preventing Fraud and Misuse of Our Services

The company's legitimate interests or those of a third party must be processed.

To effectively perform and manage tasks that align with our service requirements, we undertake activities such as back-office functions, business development, strategic decision-making, oversight mechanisms, etc.

The company’s legitimate interests, as well as those of any third party, must be processed.

We employ a range of analytical techniques, including statistical methods, to conduct analyses and inform decision-making on various issues.

The company’s legitimate interests, as well as those of any third party, must be processed.

To protect our assets, rights, and interests, as well as those of third parties, we have developed HTML0 to establish and defend legal claims. Personal data may be processed by us to safeguard our rights, interests, and assets, or those of third parties, in compliance with all applicable laws, regulations, agreements, and related terms, conditions, or policies.

Processing is required for the company’s legitimate interests or those of a third party.

6. Transfer of Personal Data to Third Parties

The company may also share personal data, including IP address information and user experience analysis, with third-party service providers such as hosting and storage vendors.

You may also ask us to share specific personal data about you with third-party trading platforms. If you do so, we will forward the information you provided to us to those platforms. Their privacy policies will govern the use of your data. Please note that your personal data may be shared with multiple trading platforms.

The Company may share personal data with affiliated entities or business partners. Such sharing provides the Company with the additional resources it needs to enhance and improve the products and services it offers to its customers.

If necessary to safeguard third-party rights or the Company’s assets, the Company may disclose personal data to regulatory, local, or other official authorities.

We may also share your personal data with potential investors or buyers, or with lenders to the company or any other group company, in the event such a transaction occurs (including the transfer or sale of assets belonging to the company or any other group entity), or in connection with any merger, restructuring, consolidation or bankruptcy of the company or any other business within the group.

7. Third-party cookies and services

Third-party services, including advertising networks and analytics firms, may be employed. These providers may also use cookies or other technologies.

Cookies are small text files placed on your device whenever you visit or use the website. They collect information about your preferences and browsing habits to enhance your user experience, retain your settings, and customize products and services you may enjoy. Cookies are also employed for gathering statistics and analytics.

Some of the cookies we use are session cookies, which are temporarily downloaded to your device and expire when you close your browser. Other cookies are persistent: they remain on your device for a set period of time after your browser closes, helping the website recognize you as a returning user, personalize your experience, and simplify your return visits for a convenient and streamlined browsing experience.

Types of cookies:

We may use them according to their purpose:

Cookie type

Cookies are strictly necessary

Scope

These cookies are essential for enabling requested features and smooth navigation of our website. They help us deliver the information, products, and services you have requested.

They allow your device to download and stream data. This lets you navigate the website, use its features, and revisit pages you’ve previously visited.

Additional Information

Cookies collect personal data, including your username and last login date, to verify that you are logged into the site.

Session cookies are automatically deleted when you close your web browser.

Cookie Type

Functionality cookies

Scope

Cookies enable us to recognize you on each visit to our site and remember your settings and preferences.

Additional Information

They remain valid until their expiration date and are retained even after the browser is closed.

Cookie Type

Cookies for performance

Scope

Cookies are used to collect statistical data on the site's performance, helping to improve its functionality. They also allow us to perform in-depth analyses of our website.

Additional Information

Cookies store anonymous data that isn’t associated with any natural person and cannot be used to identify an individual.

Session cookies are deleted when you close your browser. Other cookies remain valid indefinitely.

Cookies have been blocked or removed

To block or delete cookies, adjust your browser settings. Below are links to instructions for several popular browsers.

  • firefox
  • Microsoft Edge
  • Google Chrome
  • safari

However, please note that some or all of the website's features and functions may not operate as you expect if this occurs.

ONLINE TRACKING NOTICE

The Company will retain your personal data for as long as necessary to fulfill the processing purposes described in this policy, or for longer periods if permitted by applicable laws, regulations, policies, or orders.

We will share your information with third-party trading platforms for a period of 12 months. If you consent, we will extend this data sharing for an additional 12 months.

We regularly review the Personal Data that we hold to ensure it is no longer needed.

9. Cross-Border Transfers of Personal Information to Third-Party Countries and International Organizations

Your personal information may be transferred to other countries—namely to a third country (one other than your country of residence)—or to international organizations or jurisdictions. The Company takes all necessary measures to protect the personal data you provide and to ensure you can exercise your rights and obtain effective legal remedies.

All individuals residing in the EEA (European Economic Area) have access to these protections and safeguards.

  • Transfer to a third country or international organisation that the EU Commission has determined provides adequate safeguards for personal data under Article 45(3) of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (the “GDPR”)
  • The transfer is made pursuant to a binding, enforceable agreement between public entities or authorities under viro Article 46(2)(a).
  • The transfer was executed in full compliance with the European Commission’s common data protection clauses adopted under Article 46 (2) (c) of the GDPR. You can access the full text of these clauses on the European Commission’s website at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

The Company can share details of the security measures it implements to protect your personal data when transferred to third-country jurisdictions or international organizations. For more information, please email info@wealthwaydigital.uk

10. Safeguarding Personal Data

We have implemented robust organizational and technical measures to protect personal data. These measures prevent accidental or unauthorized destruction, loss, or alteration of personal data.

We cannot guarantee or warrant that your personal data will be kept completely secure or error-free. Nor can we be held liable for any indirect, incidental, intangible, or consequential damages arising from the use or disclosure of personal data. This includes, but is not limited to, any disclosure resulting from transmission errors, unauthorised third-party access, or any other cause beyond our control in any circumstances.

In cases where legal or other obligations beyond our control require it, we may have to share your personal data with third parties, such as public authorities. We cannot guarantee the security measures these third parties employ to safeguard your personal information.

It is impossible to guarantee absolute security when transmitting personal data online. Accordingly, the Company cannot ensure the protection of any personal information you submit to us via the Internet.

11. Hyperlinks to third-party websites

Links to third-party websites and applications are provided on this site. These external platforms operate independently of the company’s oversight. We bear no responsibility for any personal data collection or processing conducted by those sites or apps. This Policy does not apply to actions performed on such external sites or applications.

Before deciding whether to access or use any of the third-party websites or apps we recommend, please read their privacy policies carefully. We also suggest that you provide any required personal data directly to them.

12. Revisions to this Policy

This Policy may be revised at any time. When changes occur, we will post the updated policy on our website to notify you. For material revisions, we will also use the most appropriate communication channels and publish a notice on our website. Unless otherwise stated, all amendments take effect upon the policy’s publication.

13. Your Rights Regarding Your Personal Information

You are entitled to ask us to verify that the personal data we collect about you is accurate, to correct any errors, and to delete any data we do not require. You may also limit the types of processing applied to your personal information.

If you are an EEA resident, please refer to this page:

These rights are available to you with respect to any personal data you provide to us. To exercise any of these rights, please send your request via email to the address shown below.

Access rights

The Company can verify the accuracy of personal data it processes about you. If so, you can access your personal data.

The Company will supply an electronic copy of the personal data currently being processed and may charge a reasonable fee for any additional copies. The data will be made available electronically upon request.

Access to personal data must not conflict with the rights and freedoms of others. If fulfilling a request would compromise another individual's rights or freedoms, the company may refuse to comply or limit its capacity to fulfill it.

Right to rectification

The Company is entitled to correct any inaccurate personal data. You have the right to request that any incomplete personal data concerning you be corrected, taking into account the reason for processing.

Right to Erasure

The following reasons apply: (a) Personal data are no longer necessary for the purposes for which they were collected or processed; (b) You withdraw consent, and there is no other legal basis for processing; (c) You object at any time, for reasons specific to your situation, to the processing of your personal data based on legitimate interests pursued by us or a third party; (e) The personal data have been processed unlawfully; (f) Personal data must be erased to comply with a legal obligation of the company.

This right does not apply in cases where processing is necessary (a) to fulfill an obligation imposed by law that is required under European Union or member state legislation; or (b) to create, exercise, or defend legal rights.

Processing restrictions

If you are concerned about the accuracy of your personal data, you can ask the company to limit its processing of that data.

If you request that your personal data be restricted, it may only be retained with your consent, to establish, exercise, or defend legal rights, to protect another individual’s rights, or for reasons of significant public interest within the European Union or its member states.

Right to Data Portability

If an automated system processes your personal data based on your consent or as part of a contract you are party to, you have the legal right to access and review the information you provided to the company.

You are entitled to request that your personal data be transferred directly from the company to another controller, if technically feasible. Your rights under the right to erasure remain fully unaffected by exercising your right to data portability. The right to data portability does not infringe on the rights or freedoms of others.

Right to challenge

You have the right to object at any time to the processing of your personal data when it is based on legitimate interests pursued by the company or a third party. This right is not limited to profiling based solely on those interests. If we can establish compelling legitimate grounds for processing, we will continue to process your data unless you demonstrate that your rights, freedoms, or interests, or the establishment, exercise, or defense of legal rights, take precedence.

You have the right to object at any time to the processing of your personal data for direct marketing purposes.

Right to Decline Consent

You may revoke your consent to our processing of your personal data at any time. This will not affect the legality or lawfulness of any processing carried out based on your consent prior to its withdrawal.

You are entitled to file a complaint with your supervising authority.

You may submit an appeal to the supervisory authority established by a Member State to protect individuals’ fundamental rights regarding the processing of personal data in the European Union.

As outlined in section 13, the laws of the European Union and its Member States may restrict your rights concerning your personal data.

We will provide the information you requested under Section 13 of this agreement within one month of receiving your request. If necessary, depending on the nature and volume of requests, this period may be extended by up to two months. We will notify you of any extension and its reasons within the initial one-month timeframe.

Unless prohibited by section 13 of the law, any information you request under that provision will be provided free of charge. However, if a request is unjustified, excessive, or repeatedly made, we may impose a reasonable fee to cover administrative costs related to supplying the information or carrying out the requested action. We may also decline to act.

If we have any concerns about whether the person submitting your request is indeed who they claim to be, the company may ask you to provide additional information, proof of identity, or documentation for verification.